We arrange debt of US$3M to US$150M for companies, private equity sponsors, property developers and family offices in the UK, the US and Latin America. We prepare the credit, take it to banks, private credit funds and family offices at the same time, and negotiate the terms until the money is drawn. We are a broker and do not lend our own money.
Choose a facility
Ranges describe the lender market we work with, not commitments. Every facility is subject to lender credit approval, due diligence and documentation.
Enter the amount you need. Facilities that usually cover it stay in black.
All six types usually cover US$15M.
Acquisition, refinancing and growth debt for mid-market companies and private equity sponsors.
A revolving facility secured on receivables, inventory and equipment.
Bridge, construction, development and stabilised investment loans.
Holdco notes, PIK, preferred equity and hybrid capital, ranking behind senior debt.
Pre-export finance, borrowing-base facilities, letters of credit and SBLC-backed lines.
US dollar and sterling facilities for Latin American borrowers, structured offshore.
Size axis 0–US$200M and tenor axis 0–8 years, the same on every card. Ranges are set in US dollars and describe the lender market we work with, not commitments; smaller or larger requests are reviewed case by case. GBP and EUR amounts are converted at GBP/USD 1.339 and EUR/USD 1.115, rates of 30 October 2026.
How lender types usually differ on the same credit. Each credit is priced on its own merits.
| Bank | Private credit fund | Family office | |
|---|---|---|---|
| Leverage | Lower | Higher | Case by case |
| Margin | Lowest | Higher | Negotiated |
| Amortisation | Usually required | Often bullet | Flexible |
| Covenants | Maintenance tests | Fewer, wider headroom | Bespoke |
Businesses and professional investors that need debt. We work only on commercial credit.
So you know early whether we are the right firm.
Regulatory status of each entity: Disclosures.
The kind of request we take to market and the structure lenders usually offer for it. These are representative structures, not a record of completed transactions.
An exporter with dollar receivables replaces short-tenor local lines with an amortising USD facility secured on offtake contracts.
A sponsor buys a profitable UK services business with one lender and one set of documents, plus a delayed-draw tranche for add-ons.
A developer bridges from completion to unit sales, with the interest reserve sized to absorption and release pricing set per unit.
A commodity trader moves from cash-collateralised lines to a borrowing base against inventory and receivables.
A typical timetable for a cash-flow or asset-based facility when the information is ready. Real estate bridges can be quicker; cross-border facilities take longer.
Amount, use of proceeds, cash-flow capacity, collateral and the right instrument.
Credit memo, financial model, teaser and data room built to lender standards.
A shortlist agreed with you, under NDA, with a timetable and a common bid format.
Term sheets compared line by line on price, structure, covenants and fees.
Due diligence, legal documents and conditions precedent through to first drawdown.
Fees are agreed in writing before we start. If a lender pays us a commission, we tell you before you accept the facility.
One facility, a defined need
Competitive process across lenders
Sponsors, family offices, groups
Base rates as published by each central bank. Margins are the ranges we currently see across lenders for each facility type. They are market indications, not offers.
Four rules that apply to every mandate and are written into our engagement letters.
No lender pays us to be shown deals. We recommend the offer that gives the borrower the best risk-adjusted terms.
Lenders bid on the same information and timetable, so their offers on leverage, pricing, covenants and flexibility can be compared directly.
Every mandate gets a credit memo, model and data room a lender can take to its credit committee.
We stay through due diligence, legal documentation and conditions precedent until the facility is drawn.
Each office contracts through its own local entity.
Lenders on our panel receive only requests that fit their criteria, with a credit memo and model prepared for committee. Accountants, lawyers and advisers can refer clients who need debt.
Short explanations of the structures and lender terms our clients ask about most.
What changes when several lenders bid on the same credit memo, and which terms move.
How to compare one lender and one document against a two-tranche stack.
Why the facility size is not what you can draw, and which definitions decide it.
How lenders get comfortable with offshore collections, holding structures and FX risk.
Tell us the amount, the purpose and a little about the business. With three years of accounts and current management accounts, we can usually give a first view on bankability within five business days.
